September 2017

Who has more spendable income?

Do you have a tax-deferred savings plan like a 401(k) at work? If so, are you maximizing your contributions or participating at all? If not, you should. Many are concerned that when they contribute to their 401(k) they will have lower take home pay. This graphic demonstrates that two people with the same gross income and tax rate and each having a savings goal of 5% of their income, they person who has a tax-deferred retirement actually has the higher spendable income. They also get the long term advantages of tax-deferred compounding of interest, dividends, and capital gains where the after tax saver must pay tax on income and realized gains annually, unless they utilize a Roth IRA.

September 2017

Investing in companies with economic moats

Below is a link to a podcast that is a very thought provoking discussion on investing in companies with economic moats. It also leads off with an interesting discussion on the difference between sell-side and buy-side investment research.

Listen to the podcast

January 2017

Following the Trend

Blackrock shares their perspective on investing in the Momentum Factor.

Read the article

November 16, 2016

Morningstar Strategic Beta FAQ

Research firm Morningstar has published a good FAQ piece on Factor-based, Strategic or Smart Beta investing. You can access the article at the link below.

Read the entire article

December 21, 2015

Vanguard on Strategic Beta

Vanguard has written an excellent white paper on Strategic Beta Investing that we've made available at the link below.

Read the article here

Friday, May 11, 2012

Why volatility matters

The biggest fear for a retired investor is superannuation, i.e. running out of money. Thus, managing long term portfolio volatility is particularly important for retired investors and people accumulating capital for retirement as well because low volatility portfolios compound more efficiently, and they last longer when regular distributions are required.

Read the entire article

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